How much home insurance do I need?

Homeowner’s insurance is a curious thing. Every mortgage company requires it, so for most homeowners, it’s mandatory. Only the fortunate few who own ...Continue Learning

Can you afford to skimp on insurance?

Most insurance policies are comprised of many elements. Each element can contribute to the total cost of insurance. So on the whole, you do not want to ...Continue Learning

Are all insurance companies the same?

Insurance companies may all seem the same on the surface and for a lot of reasons that is true, because they all offer insurance. The same question could ...Continue Learning

What do these insurance terms mean?

The insurance world is full of terms that are foreign to most consumers. It makes it challenging to shop and buy insurance, when most insurance agents ...Continue Learning

What is covered in my homeowner’s policy?

The answer to this question varies. The best way to address this is ask your agent. They will outline all your coverage with you. But in general, most ...Continue Learning

Why should I choose Provident Insurance?

Choosing an insurance company and insurance agent can be challenging, but it doesn’t need to be so difficult. At Provident Insurance, our goal is to ...Continue Learning

How often should I evaluate my insurance policies?

A regular review of insurance is a good idea, however different insurance may require different intervals of review. For example, it’s a good idea to ...Continue Learning

10 easy ways to lower your auto and home insurance costs.

First, let’s tackle car insurance. Here are some tried and true ways to lower the cost of owning an automobile. Drive less. The more you drive the more ...Continue Learning

Do I really need homeowner’s insurance?

Yes, no and maybe. That’s not meant to confuse, it just depends. You see, unlike driving a car, you can legally own a home in Indiana without insurance. ...Continue Learning

How much auto insurance do I need?

Auto insurance doesn’t just protect your car or the car you hit, it provides a range of protection including non-auto property and injuries to people. ...Continue Learning

Do I really need auto insurance?

The short answer is YES. If you own or lease a car you are legally REQUIRED to have auto insurance. Nearly every state requires car owners to carry auto ...Continue Learning

What is an independent insurance agency?

You can’t avoid insurance TV commercials if you watch more than a few minutes of TV. And driving down the street is no different. Billboards and agency ...Continue Learning